Tata Bolt vs. Maruti Suzuki Ritz – A Comparison

September 29, 2014

Tata Motors and Maruti Suzuki are two of the most popular automobile brands in India. Both these companies have a great legacy in the field of automobile and both of them offer great cars to the car buyers in India and abroad. Though Maruti is the leading carmaker of the country, the Tata is also a force to reckon with when it comes to passenger cars and heavy vehicles. Both the companies have given the customers wonderful cars like Maruti 800 (most successful Indian car, now withdrawn from the market) and Indica (the first indigenously built Indian car), which are considered iconic.

Tata is all set to tighten up the competition in the hatchback segment by introducing the hatchback Bolt shortly. On the other hand, the Maruti Ritz is a proven performer in the hatchback segment. Both cars will come head to head in the market when the Bolt will be launched. Here is a peep into how they will fare against each other.

 hatchback Bolt

Tata Bolt is expected to carry a base price of INR 4.2 lakh, whereas the Ritz is available for a price starting from INR 4.23 lakh. There is not much of a difference in the cost of the cars and hence it is likely that the  Ritz will have the advantage of its proven record of accomplishment working in its favor.

Tata Bolt is expected to be powered by a 1200 cc, 1.2-liter, Revotron 1.2T engine capable of producing 83.34 bhp of top power and 140 Nm of peak torque. The Ritz runs on a 1248 cc K series engine that can churn a top power of 86 bhp and peak torque of 114 Nm. The figures indicate that though the Ritz will be faster than the Bolt, it will be less powerful than the latter.

Ritz offers an impressive mileage of 18.5 kmpl. The mileage figures of Bolt are not yet known. However, it is expected that the Tata car will be as fuel-efficient as some of its latest siblings.

When it comes to the physical dimensions of the cars, the Tata Bolt is both longer and wider than the Maruti Ritz. It also has a larger wheelbase than the Maruti counterpart. However, the latter is taller than the former. The Maruti car is also slightly lighter in weight at 1005 kg, when compared to the 1080 kg of the Tata Car.

A detailed comparison of the comfort and safety features can be made only after the launch of the new car. However, it is expected that both the cars will fight neck to neck to do well in the market. Who will emerge as winner is a question that only time will tell.

For Information on Maruti Suzuki Celerio – http://autoportal.com/newcars/marutisuzuki/celerio/

 

Student Loans: Tips For Students And Parents

September 26, 2014

Does the high cost of education scare you? You may be curious as to how so many students are able to go to college in today’s society. Often, students utilize student loans to help them through. Using this article will teach you how to get a loan.

Make sure you understand the fine print related to your student loans. Make sure you know how much you owe and how to contact your lender. You also want to know what your repayment status is. These three details all factor heavily into your repayment and loan forgiveness options. You will also need to know these things if you want to have an accurate budget.

Do not panic if a job loss or other emergency makes paying your student loan difficult. The lenders can postpone, and even modify, your payment arrangements if you prove hardship circumstances. If you take this option, you may see your interest rate rise, though.

Try paying off student loans with a two-step process. First, make sure you are at least paying the minimum amount required on each loan. Second you should pay whatever you’re making extra to a loan that has a high interest rate, not the one with a higher balance. This will cut down on your liability over the long term.

If you are considering paying off a student loan early, start with the loans with high interest rates. Calculating the terms properly will prevent spending more money than is necessary by the end of the loan.

Grace Period

You are offered a grace period after you graduate before you must start paying on your student loans. Stafford loans have a grace period of six months. Perkins loans have a nine month grace period. For other loans, the terms vary. Make certain you are aware of when your grace periods are over so that you are never late.

Think about what payment option works for you. Many student loans come with a 10-year plan for repayment. If that isn’t feasible, there could be alternatives. You might get more time with higher interest rates. You can put some money towards that debt every month. Some balances on student loans are forgiven when twenty-five years have passed.

You may feel overburdened by your student loan payment on top of the bills you pay simply to survive. Loan programs with built in rewards will help ease this process. For instance, look into the Upromise programs called SmarterBucks and LoanLink. Similar to popular cash-back programs, each dollar spent accrues rewards that are applied against your loan balance.

Stafford Loans

The best loans that are federal would be the Perkins or the Stafford loans. These are the most affordable and the safest. These are good loans because the government pays the interest while you are still in school. The interest rate on a Perkins loan is 5 percent. Subsidized Stafford loans have a fixed rate of no more than 6.8 percent.

If your credit is abysmal and you’re applying for a student loan, you’ll most likely need to use a co-signer. Once you have the loan, it’s vital that you make all your payments on time. If you don’t your co-signer will be responsible for it.

Remember your school could have some motivation for recommending certain lenders to you. Some schools allow private lenders to use the school name. This isn’t always accurate. They may receive a type of payment if certain lenders are chosen. Know what the loan terms are before signing on the dotted line.

Be wary of private student loans. Discovering the exact terms and fine print is sometimes challenging. It may be that you are unaware of them until it is too late. If you sign a contract without understanding the terms, you could be setting yourself up for heartache. Make sure you get the information you really need. Compare an offer with those given by other lenders to find out who offers the best rates.

Avoid relying totally on student loans when it comes to paying for your education. Remember to save money and also look into scholarships and grants that may help you. There are websites that will help match you to scholarships and locate grants. You should begin your search early as funds go quickly.

Keep in touch with your lender or whoever is giving you the money. This is essential since you need to know all about your loans and stipulations within your repayment plans. Additionally, your lender might give you some good information about repayment.

If you have a large balance on student loans, don’t panic. Although it is likely to seem like a substantial sum, you will pay it back a little at a time over a long time period. If you stay diligent with working and saving money, you will be able to attack your loans with full force.

Student Loans

Now that you’ve come to the end of this article, you understand how student loans work. Use the tips located above to help you when you are applying for student loans. Do not let the financial part of going to school deter you from seeking a great eduation.

 

Can a Philadelphia data recovery service provide quick solutions?

September 25, 2014

It causes a great emotional distress when you need work on data recovery. A successful outcome brings about a lot of changes in the positive direction both professionally and personally. A Philadelphia data recovery service turns a project successful as it deals with the psychological state of the client, be it an organization or an individual.

In order to utilize the talent of all members of their team, they will ensure the following steps -

  • Assign only one rep to deal with a client. This is likely to develop a healthy bond between them. The client tends to acquire a feeling of comfort as he interacts with the same person over a longer period of time.
  • Clarity has to be maintained through all means of communication. Communication is based on general vocabulary as well as shared experience.

  • Clients are likely to see reason in believing that the chances of damage being caused to some data seems permanent. Again, the possibility of losing all of your data is very thin.

Under most circumstances, it is possible to recover some of the data. It can even be done under extreme conditions.

It usually takes a single business day for a data recovery service to draw a report on the damages caused and the course of action that’s likely to be followed by them. It usually takes around 48 hours to complete about 75% of all data recovery assignments. A Philadelphia data recovery service is known for providing quick solutions to most clients and this is reflected in their online user reviews.

 

Tips To Making Your College Years More Successful

September 19, 2014

After all your efforts to find and get accepted at the college of your choice, you have finally arrived. So now what do you do? It is sometimes difficult to get into the swing of things when you first start college. Following is some advice to help you adjust to college more quickly, so you can make the most of your experience.

Be realistic when it comes to your work and school loads. If you’re a night person, you will never succeed in attending early morning classes. Be aware of your body rhythms and build your schedule around that knowledge as much as you can.

Study skills courses can teach you valuable lessons towards academic success. A lot of students think that their high grades with little effort from high school will carry over and might not know how they should study for college classes. These courses may help you learn how to pass your class.

Have everything you need ready when you take a test. It is much easier to stay calm and in control when you have your calculator and essential notes ready at hand. Your professor is not going to babysit you and have these things available, so it is up to you to make sure you know what you need.

Immerse yourself in many different activities in college. Participating in activities that pertain to your interests beefs up your experience for when you depart for the real world. Only do what you can manage, as keeping your grades up is the main goal, of course.

It’s important to get familiar with the teachers you have when you start your classes. For starters, write down their office hours and location. You can also use your student email to contact them. It’s a good idea to be on a professor’s good side just in case you’re having trouble with certain things, they will understand.

Most people have heard about the “freshman 15,” but you can easily stay away from it if you don’t overload on carbs. Do your best to reduce sweets and processed foods during meals. Pick food that is made with whole grains and add plenty of fresh fruits and vegetables for the energy you need to stay active and healthy. Protein is important, too, but you need other options.

Get to know your professors and make sure they know you are serious about your education. Your number one resource in college is your professor, and they are able to provide you with a lot of assistance. Lend a hand if appropriate and don’t hesitate to ask questions or request assistance. Developing good rapport with your professors can lead to better grades, increased understanding, and a more successful launching into your career.

Go for classes that make you think, rather than easy grade classes. It is very rewarding to challenge yourself. You learn more from harder classes and you make more ambitious friends.

Do not rely how how you did in high school. College gives you a clean slate as you leave your high school days behind. Don’t be afraid to try harder and experience new things.

Choose electives from across the board. The more varied your classes, the easier it will be to narrow your career focus later. Starting early will give you the most time to experience everything that you possibly can.

Frequent the library at your university. The libraries on campus provide resources that can help you succeed in your classes. Get familiar with the library staff and they can help you immensely. There may also be a place where you can find textbooks advertised for sale.

Make sure you take breaks. While studying is vital, you must remember that you need breaks during your sessions. Take a short break every hour or so to remain focused on your studying. This schedule can help to optimize your studying.

Do not just rely on exploring electives as a way of deciding your major and passion. Get involved with extracurricular activities on campus. To help you decide on your major, join a variety of clubs. College campuses always have something going on. Try something new every week if you want!

As you select courses, be certain not to include too many tough ones in any one semester. This can be extremely stressful and can cause your grades to suffer. Mix a couple hard classes with a few easier ones.

Be careful about submitting your initial draft. Allow yourself to have enough time to go back over it. Write another version of it, rather than just proofreading it. Carefully proofread what you have written and then perfect it. This allows you to turn in your paper with confidence.

Make sure you attend orientation activities in order to make new friends. Heading off to a college where you know no one can be a daunting and isolating experience. When you start forming relationships quickly, you’ll feel great.

Now that you’ve made it to college, it’s important to get the most out of it. Everything you have done leading up to college has been hard work. Now it is time to work hard to maximize your college success. Apply the advice above to make that happen. Begin enjoying your college years, and get yourself on the right track for your life.

Posted in: Education

 

Information on the Benefits of RAID Recovery Raleigh North Carolina

September 16, 2014

Since RAID is generally an assembly of disks, one or more disks can become inaccessible due to damage or corruption. This process can cause data storage of the device to go haywire.

The device owners and users feel the problem of using these products while the storage unit is under corruption. RAID recovery Raleigh North Carolina facilities help in this regard. Here we are going to offer you information on how to use these recovery services.

Why These Recovery Services Are Considered To Be Helpful:

  • This recovery feature offers data stripping and parity facility. Most of the corporate sectors use this application in order to recover their data. This application can not only restore the data but recover the disk as well.

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  • RAID applications and services are considered to be faultless. As it is designed with more than one disk therefore, it can take care of the damage of single disks with ease. With hot swap facility, the data can be easily rebuilt by using the parity information. Even if the disks face damage and disruption to function properly, migration of the array to another adapter is possible.
  • With the help of this recovery facility, the users can add disks to make the storage more efficient. Configuring the array is also very easy with the help of RAID recovery Raleigh North Carolina services.

These are few of the many features and advantages of using this recovery system that is designed to offer help to the RAID device.